Fintech

In the last ten years, there have been 14,124 deals in FinTech based Startups, they have attracted a total of $157.5.5bn in funding in this period. The average Funding deal size for FinTech based startups has been $15.1M and the Median deal size is $2M. This sector attracts a high amount of Seed/Angel round investment with over 53% of investment in the last ten years in seed/angel rounds of funding. The average funding in seed round was $1.43M. Series A rounds made up 23 % of total investments in the last ten years. In the year 2018, they have raised over $46.3 billion in over 2884 deals, the sector has seen over 90% rise this year. The top investors in the segment are Y Combinator, Plug & Play Accelerator,500 Startups, Digital Currency Group, Startupbootcamp Fintech, Barclays Accelerator, FinTech Innovation Lab, Index Ventures, Ribbit Capital and NXTP labs. Here are the startups that you must watch out for in 2019. These startups are reinventing the landscape of finance across the world.

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Top Fintech Startups of 2019

Ant Financial

Hangzhou, Zhejiang, China

Ant Financial is an online payment services provider that enables individuals
and businesses to execute payments online in a secure manner.

Top Fintech Startups of 2019

N26

Berlin, Germany

N26 helps its customers manage their bank accounts through their smartphones.

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Top Fintech Startups of 2019

Transferwise

London, England,United Kingdom

TransferWise is a money transfer service allowing private individuals and businesses to send money abroad withou hidden charges

Top Fintech Startups of 2019

MarketInvoice

London, England, United Kingdom

MarketInvoice is a fintech firm providing business finance solutions that help companies grow.

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Top Fintech Startups of 2019

Momo

Ho Chi Minh City Vietnam

Momo is an ewallet and payments app that allows users to pay online and transfer money to each other digitally.

Top Fintech Startups of 2019

Coinbase

San Francisco, California, United States

Coinbase is a digital currency wallet service that allows traders to buy and sell bitcoin.

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Top Fintech Startups of 2019

Kickstarter

Brooklyn, New York, United States

Kickstarter is a crowdfunding platform for creative projects such as movies, music, art, theater, games, comics, design, and photography.

Top Fintech Startups of 2019

Blockchain

London, England, United Kingdom

Blockchain is a web-based bitcoin platform that makes using bitcoin safe, easy, and secure for all consumers and businesses worldwide.

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Top Fintech Startups of 2019

Indiegogo

San Francisco, California, United States

Indiegogo is a crowdfunding platform empowering people around the world to fund projects that matter to them.

Top Fintech Startups of 2019

Paytm

Noida, Uttar Pradesh, India

Paytm is an Indian electronic payment and e-commerce brand based out of Delhi NCR.

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Top Fintech Startups of 2019

JD Digits

Beijing, China

JD Digits (formerly JD Finance) works to connect financial and physical industries with digital technology.

Top Fintech Startups of 2019

Atom Bank

Durham, United Kingdom

Atom Bank is a mobile banking application that offers a range of personal and business banking products.

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Top Fintech Startups of 2019

Divvy

Lehi, Utah, United States

Divvy helps businesses manage payments and subscriptions, build strategic budgets, and eliminate expense reports.

Top Fintech Startups of 2019

Robinhood

Menlo Park, California, United States

Robinhood is a stock brokerage that allows customers to buy and sell U.S. listed stocks and ETFs with zero commission

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Top Fintech Startups of 2019

Wealthfront

Redwood City, California, United States

The only automated financial advisor offering financial planning, investment management and banking-related services all on a mobile app.

Top Fintech Startups of 2019

OurCrowd

Jerusalem, Yerushalayim, Israel

OurCrowd breaks barriers to startup investing, providing global, VC-level dealflow, due diligence and terms to accredited investors.

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Top Fintech Startups of 2019

Scripbox

Bangalore, Karnataka, India

Scripbox owns and operates an online investing platform that distributes mutual funds in India.

Top Fintech Startups of 2019

Dosh

Austin, Texas, United States

Dosh is a free cash back app that finds users money for shopping, dining out, and pumping gas at thousands of merchants & brands nationwide.

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Top Fintech Startups of 2019

ZestMoney

Bangalore, Karnataka, India

Zest is India’s first completely automated consumer digital lending platform.

Top Fintech Startups of 2019

Carta

Palo Alto, California, United States

Carta is building a global ownership management platform, and helps companies, investors, and employees manage equity.

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Top Fintech Startups of 2019

Revolut

London, England, United Kingdom

Revolut is a digital banking alternative for instant payment notifications: free international money transfers and global fee-free spending.

Top Fintech Startups of 2019

Vena Solutions

Toronto, Ontario, Canada

Vena provides intuitive budgeting, planning and forecasting software for medium and large sized companies.

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Top Fintech Startups of 2019

MobiKwik

Gurgaon, Haryana, Indiaa

MobiKwik is a payments backed fintech platform in India. MobiKwik App offers instant loans & investment products to the 500M consumers of India

Top Fintech Startups of 2019

Earnin

Palo Alto, California, United States

Earnin gives people access to their pay directly from their smartphones, whenever they need it.

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Top Fintech Startups of 2019

Akulaku

Jakarta, Jakarta Raya, Indonesia

Akulaku is a financial services provider for the urban working class in the SEA market.

Top Fintech Startups of 2019

Brex

San Francisco, California, United States

Brex is rebuilding B2B financial products, starting with a corporate credit card for technology companies.

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Top Fintech Startups of 2019

Expensify

San Francisco, California, United States

Expensify is a financial services startup that provides an online expense management service for customers worldwide

Top Fintech Startups of 2019

Personal Capital

San Carlos, California, United States

Personal Capital, provides personalized advice and financial planning technology. More than two million users access the company’s dashboard to get a holistic view of their finances and create plans for improving their financial preparedness.

 

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Top Fintech Startups of 2019

SoFi

San Francisco, California, United States

SoFi is a modern finance company taking an unprecedented approach to lending and wealth management.

Top Fintech Startups of 2019

Monzo

London, England, United Kingdom

Monzo is a bank for people who live their lives on their smartphones, and is targeted at people who want to get things done in a click and who don’t see the need for branches and cheque books.

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Top Fintech Startups of 2019

Starling Bank

London, England, United Kingdom

Starling Bank is a UK mobile-only bank offering personal, joint and business accounts.

Top Fintech Startups of 2019

Iwoca

London, England, United Kingdom

Iwoca offers flexible credit to small businesses across Europe, allowing them to take
advantage of opportunities previously only available to their larger peers.

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Top Fintech Startups of 2019

Affirm

San Francisco, California, United States

Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

Top Fintech Startups of 2019

BitPay

Alpharetta, Georgia, United States

BitPay is a payment processor for the peer-to-peer digital currency, Bitcoin.

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Top Fintech Startups of 2019

Kabbage

Atlanta, Georgia, United States

Kabbage is a financial technology and data company pioneering a new, automated way for small businesses to access working capital.

Top Fintech Startups of 2019

Nubank

Sao Paulo, Sao Paulo, Brazil

Nubank issues, administrates, processes, and transfers payments related to post-paid credit cards and equity investment in other entities.

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Top Fintech Startups of 2019

Seedrs

London, England, United Kingdom

Seedrs is the leading online platform for investing in the equity of startups and other growth companies in Europe and has been named the most active investor in private companies in the UK.

Top Fintech Startups of 2019

Instamojo

Bangalore, Karnataka, India

Instamojo is an on-demand payments platform, on both web & mobile that allows individuals and small businesses to collect payments online by sharing a link with their audience.

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Top Fintech Startups of 2019

SunFunder

Nairobi, Nairobi Area, Kenya

SunFunder is a solar energy finance business with a mission to provide debt financing for solar assets in emerging economies.

Top Fintech Startups of 2019

Blend

San Francisco, California, United States

Blend’s engineers and data scientists are making the high stakes mortgage transaction better for borrowers and lenders. They are changing the way the entire industry operates.

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Top Fintech Startups of 2019

Growth Street

London, England, United Kingdom

Growth Street offers UK businesses a faster alternative to bank overdrafts.

 
Top Fintech Startups of 2019

AccessPay

London, England, United Kingdom

AccessPay develops cloud-based payment and cash management solutions

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Top Fintech Startups of 2019

LendUp

San Francisco, California, United States

LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.

Top Fintech Startups of 2019

Chime

San Francisco, California, United States

Chime helps members avoid bank fees, save money automatically, and lead healthier financial lives.

 
 

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Top Fintech Startups of 2019

Acorns

Irvine, California, United States

Acorns is a finance company that allows individuals to round up purchases and automatically invest the change.

Top Fintech Startups of 2019

Blockstream

Victoria, British Columbia, Canada

Blockstream is the global leader in Bitcoin & blockchain technology, making financial markets more efficient by reducing reliance on trust.

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Top Fintech Startups of 2019

Clearbanc

Toronto, Ontario, Canada

Clearbanc provides growth capital for web-enabled businesses using actual business data instead of a personal credit score.

 
 
Top Fintech Startups of 2019

Circle

Boston, Massachusetts, United States

Circle is a global internet finance company, built on blockchain technology and powered by crypto assets.

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Top Fintech Startups of 2019

Razorpay

Bangalore, Karnataka, India

Razorpay is the only payments solution in India which allows businesses to accept, process and disburse payments with its product suite.

Top Fintech Startups of 2019

CrediFi

New York, United States

With data on over 2.2 million properties and CRE loans, CrediFi’s mission is to bring information transparency to the Commercial Real Estate industry.

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